:root {
  --ink: #202625;
  --muted: #5d6865;
  --line: #dce5df;
  --paper: #f5f8f5;
  --white: #ffffff;
  --green: #2f7658;
  --teal: #1d6b74;
  --amber: #c9832b;
  --rust: #9b5631;
  --graphite: #283130;
  --shadow: 0 16px 38px rgba(32, 38, 37, 0.12);
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: var(--ink); background: var(--paper); line-height: 1.65; }
a { color: inherit; }
.site-header { position: sticky; top: 0; z-index: 20; display: flex; justify-content: space-between; align-items: center; gap: 20px; padding: 15px clamp(18px, 5vw, 64px); background: rgba(255,255,255,.95); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; text-decoration: none; }
.brand-mark { display: grid; place-items: center; width: 34px; height: 34px; border-radius: 7px; color: #fff; background: var(--green); }
.main-nav, .site-footer nav { display: flex; flex-wrap: wrap; gap: 16px; }
.main-nav a, .site-footer a { color: var(--muted); text-decoration: none; font-size: .95rem; }
.main-nav a:hover, .site-footer a:hover { color: var(--green); }
.hero { position: relative; min-height: 610px; display: grid; align-items: center; overflow: hidden; }
.hero img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(27,35,34,.86), rgba(27,35,34,.56) 46%, rgba(27,35,34,.15)); }
.hero-content { position: relative; width: min(760px, calc(100% - 36px)); margin-left: clamp(18px, 6vw, 72px); padding: 62px 0 96px; color: #fff; }
.eyebrow { margin: 0 0 10px; color: var(--amber); font-weight: 800; text-transform: uppercase; font-size: .78rem; letter-spacing: 0; }
h1,h2,h3 { margin: 0; line-height: 1.12; }
h1 { max-width: 760px; font-size: clamp(2.35rem, 5vw, 4.75rem); }
h2 { font-size: clamp(1.75rem, 3vw, 2.75rem); }
h3 { font-size: 1.2rem; }
.hero-copy { max-width: 650px; margin: 22px 0 0; color: rgba(255,255,255,.9); font-size: 1.15rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.button { display: inline-flex; align-items: center; justify-content: center; min-height: 44px; padding: 0 18px; border-radius: 7px; font-weight: 800; text-decoration: none; border: 0; }
.button.primary { color: #fff; background: var(--green); }
.button.secondary { color: #fff; border: 1px solid rgba(255,255,255,.6); }
.trust-band { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border-bottom: 1px solid var(--line); }
.trust-band div { background: #fff; padding: 23px clamp(18px, 3vw, 42px); }
.trust-band strong, .trust-band span { display: block; }
.trust-band span { margin-top: 5px; color: var(--muted); }
.section { width: min(1180px, calc(100% - 36px)); margin: 0 auto; padding: 72px 0; }
.intro { display: grid; grid-template-columns: .8fr 1.2fr; gap: 42px; align-items: start; }
.lead { color: #43504e; font-size: 1.1rem; }
.feature-strip { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.feature { padding: 24px; background: #fff; border: 1px solid var(--line); border-left: 5px solid var(--teal); border-radius: 8px; }
.section-heading { margin-bottom: 28px; display: flex; justify-content: space-between; gap: 20px; align-items: end; }
.article-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.article-card { min-height: 265px; display: flex; flex-direction: column; padding: 24px; background: #fff; border: 1px solid var(--line); border-radius: 8px; box-shadow: 0 6px 18px rgba(32,38,37,.04); }
.article-card span, .tag { color: var(--teal); font-weight: 800; font-size: .8rem; text-transform: uppercase; }
.article-card h3 { margin-top: 13px; }
.article-card h3 a { text-decoration: none; }
.article-card p { color: var(--muted); }
.article-card .read-more { margin-top: auto; color: var(--green); font-weight: 800; text-decoration: none; }
.ad-slot { width: min(970px, calc(100% - 36px)); min-height: 120px; margin: 8px auto; display: grid; place-items: center; text-align: center; color: var(--muted); background: #eef5f1; border: 1px dashed #aebdb6; border-radius: 8px; }
.ad-slot span { display: block; color: var(--graphite); font-weight: 800; }
.tool-panel { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; }
.tool-panel article { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 24px; }
.site-footer { display: flex; justify-content: space-between; gap: 30px; padding: 34px clamp(18px, 5vw, 64px); color: var(--muted); background: var(--graphite); }
.site-footer strong, .site-footer a:hover { color: #fff; }
.site-footer p { margin: 6px 0 0; }
.page-main { width: min(980px, calc(100% - 36px)); margin: 0 auto; padding: 54px 0 78px; }
.page-main article, .policy-page { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: clamp(24px, 5vw, 54px); box-shadow: var(--shadow); }
.page-main h1 { color: var(--ink); font-size: clamp(2rem, 4vw, 3.35rem); }
.page-main h2 { margin-top: 36px; font-size: 1.55rem; }
.page-main h3 { margin-top: 24px; }
.page-main p, .page-main li { color: #43504f; }
.article-meta, .breadcrumb { color: var(--muted); }
.breadcrumb { margin-bottom: 22px; font-size: .92rem; }
.breadcrumb a { color: var(--green); text-decoration: none; }
.summary-box, .checklist, .related-guides { margin: 28px 0; padding: 22px; background: #f1f7f4; border: 1px solid var(--line); border-radius: 8px; }
.checklist ul { columns: 2; }
.data-table { width: 100%; border-collapse: collapse; margin: 24px 0; background: #fff; }
.data-table th, .data-table td { padding: 12px; border: 1px solid var(--line); text-align: left; vertical-align: top; }
.data-table th { background: #edf4f0; }
.article-footer { margin-top: 34px; padding-top: 24px; border-top: 1px solid var(--line); display: flex; gap: 12px; flex-wrap: wrap; }
@media (max-width: 900px) {
  .site-header, .site-footer, .section-heading { align-items: flex-start; flex-direction: column; }
  .trust-band, .intro, .feature-strip, .article-grid, .tool-panel { grid-template-columns: 1fr; }
  .hero { min-height: 560px; }
  .checklist ul { columns: 1; }
}
@media (max-width: 560px) {
  .hero-content { padding-bottom: 72px; }
  .main-nav { gap: 10px 14px; }
}